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Happy Halloween

It’s Friday and it’s also Halloween!  Happy Halloween to everyone today.  The Credit Union is celebrating with treats from Sweet Doctor’s. 
You can also pick up your Stimulus Loan Application today if you have not done so already.  They are due back to the Credit Union by Friday, November 5, 2020.
Finally, our Relay for Life team is raffling off a cash basket of $200.  What would you do with an extra $200 in your pocket at the holiday time?  Tickets are 1 for $1 or 6 for $5. 

2020 Annual Meeting

2020 Annual Meeting

Join Us for Our Annual Meeting!

We invite all members to learn about the financial health of 1st Street Credit Union, hear from our Board of Directors and Supervisory Committee.   This year, no food will be served or gifts given out if you attend in-person.

Wednesday, October 7, 2020
5:00 pm Virtual and In-Person Meeting

Members have the option to attend the meeting in-person or virtual on their personal device.  If you wish to join us in person, we will be adhering to all City of Sarasota and CDC guidelines including, but not limited to, social distancing and mask requirements.

Reservations are required. Please email to RSVP and receive further details.


Christmas in July

Who wants to skip the remainder of the year and go right into 2021? We decided to decorate the office for Christmas (in July) and celebrate by extending our .50% discount if you finance or refinance your auto loan, boat loan, motorcycle loan or RV loan this week! Stop in and see us today!!

Image of Christmas Stocking Image of Santa Claus Image of Christmas Penguin Image of Christmas Tree

Independence Holiday Closure

Your Credit Union will be closed all day on Friday, July 3, 2020 in observance of Independence Day!  You may still access all of your accounts through online banking, phone banking, mobile banking, remote deposit capture, shared branching, 5/3 Bank ATMs, Publix Presto ATMs, and CU24 ATMs.  Stay safe and well!

Our office will reopen on Monday, July 6, 2020 at 8:30 am.

Credit Union – Temporarily Closed

Good Afternoon.

The Credit Union will be temporarily closed on Wednesday, June 3, 2020 from 2:15 pm until normal closing hours.  We apologize for any inconvenience this may cause you.  You can always access your accounts either through our online or mobile platforms.

If you need to make a cash withdrawal over the amount allowed at the ATM, you can visit our Shared Branching location on Bahia Vista (across from Yoder’s Restaurant).  Everence Credit Union is open until 4 pm today.

Again, we apologize for any inconvenience this may cause you.  We should be back open on Thursday, June 4, 2020 at 9 am.

Slashed Our Loan Interest Rates

The Credit Union has slashed its interest rates to save YOU money!!!  We’ve lowered our rates on auto loans, boats/motorcycles/recreational vehicles and home equity loan products.  Check out our loan rate page for more information.

We may be able to match and beat your rate if you have your loan financed someplace else.  Please apply online or contact us at

#WeAreSarasotaStrong – Special Offers and Assistance to our Credit Union Family Members

A philosophy of “people helping people” is at the heart of 1st Street Credit Union’s mission. That’s why 1SCU is extending special offers and assistance to our members who are facing financial challenges as a result of the COVID-19 outbreak.

Protecting Yourself from Fraudulent Scams – We value your identity! Unfortunately, scammers are taking advantage of the current situation by sending phishing emails resembling emails from financial institutions. Please be aware that 1SCU will never send links or attachments via email asking you to open them. If in doubt, or you are concerned about any email, phone call or text that you receive, please hang up and call us at 941.953.6744.

The FTC has published the following article to protect yourself from scammers. Click Here

For members who are experiencing a loss of income, we are implementing the following relief measures to bridge the gap until the outbreak subsides. These measures include:

Loan Payment Deferment Assistance (Interest-Only Payment)

  • The Credit Union is offering you the ability to make an interest-only payment on your existing loan for up to 2 months based upon your individual circumstance.
  • Completion of a Loan Extension form is required.  If you would like to apply for an interest-only payment, please email us at

Skip-A-Pay Program – VISA

  • On our VISA Credit Card, if you qualified, your statement will alert you to the offer to skip your May payment. Interest will continue to accrue; delinquent accounts are ineligible.

Skip-A-Pay Program – Consumer Loans

The qualifications for the consumer loan skip-a-pay program are the following:

  • Minimum of 3 monthly payments have been made prior to your skip request;
  • Accounts that have been 30 days + within the past 4-months are ineligible;
  • All 1SCU accounts are in good standing;
  • You may skip a maximum of 1 payment;
  • A maximum of 4 skipped loan payments over the life of the loan. Other restrictions may apply;
  • Interest will still accrue;
  • Completion of the Skip-a-Pay Form; Please email us at to email us and we will send it out to you.

#WeAreSarasotaStrong Short-Term Loan

The Credit Union created this assistance loan with the hope that it can provide some relief to our members in these challenging times. Funds can be used to help them with any expenses they may have – household bills, groceries etc. that they may have been negatively impacted by as a result of COVID-19.

  • Loan Amounts up to $1,500;
  • Maximum Term of 12;
  • APR of 5.99%;
  • 60-day deferment of first scheduled payment may be available;
  • Must be a member of the Credit Union as of December 31, 2019;
  • You must not have been negative or delinquent at 1SCU in the last 6 months;
  • Proof of Hardship required; Documentation regarding reduction in hours/income;
  • Established ability to repay is required;
  • Establish a Direct Repayment to the Loan to qualify.

Contact us at if you would like us to call you to apply or you can apply online.

***Updated Branch Information – Effective 04-06-2020***

Dear Valued 1st Street Credit Union Members and Guests:

The Credit Union is temporarily adjusting its hours to deal with COVID-19.  The new hours of operation will be Monday, Tuesday, Thursday and Friday from 9 am to 4 pm.  Our team will be performing deep cleaning from 8 am to 9 am and from 4 pm to 5 pm.  On Wednesdays our hours of operation will be from 10 am to 4pm.

For Shared Branching guests, you must have an appointment in order to perform a transaction at our lobby.  Appointments will be made for the next business day subject to availability.  Please call us at 941.953.6744 to schedule an appointment.

We are handling appointments for Wire Transfers, New Accounts, Loan Closings etc.  Please call us at 941.953.6744 or email us at one of the addresses below

If you are having issues reaching us, please consider emailing us.  Please remember not to put your Account Number, Social Security Number or Credit/Debit Card number anywhere in your email message.

For credit or debit card issues, please email us here.  Remember to check our updated ATM page under the Information Center tab to see where you can withdraw money and deposit your checks.

For loan issues or to schedule a loan close, please email us here.

If you are experiencing a hardship, please email us here.

For account issues or appointments (new accounts, wire transfers), please email us here.

We continue to thank you for your understanding as we work together to get through this difficult time together.


1st Street Credit Union

Updated ATM Information

Good Afternoon 1st Street Credit Union Members:

We wanted to inform you that the Credit Union has updated the ATM section on our website. Please click on Information Center and then on ATM Locators.  The updated page provides you with links to the following:

1. How to increase your ATM/Debit Card Withdrawal Limits
2. Publix Presto ATM Locator
3. 5/3 Bank ATM Locator
4. CULIANCE ATM Locator – Over 80,000 surcharge-free locations nationwide.

Additionally, we have listed the ATMs that you can deposit your checks at in the Sarasota, Charlotte and Manatee counties.  If you have any questions, please Email Us.

Updated Branch Information – Coronavirus Update

The Credit Union sent out a mass e-mail yesterday afternoon discussing changes that have been made at the Credit Union.  Please become familiar with those changes by clicking on the link.  Since events are changing rapidly, please check Facebook, the website and email blasts for additional information.  Coronavirus Letter 03-19-2020