Mastercard Credit Cards

The Credit Union offers Mastercard Credit Cards with low interest rates. 1st Street Credit Union’s Mastercard is an excellent value, offering the following benefits:

  • 9.74% – 17.99% Annual Percentage Rate
  • No Annual Fee
  • Interest Free Grace Period on Purchases
  • Worldwide Acceptance
  • Same Rate for Cash Advances

To apply, click here to apply online and a loan officer will contact you with approval or click here to download the application to bring into our office.

Annual Percentage
Rate (APR) for purchases
Cash Advance APR10.9%
Grace Period for Repayment of Balances or Purchases25 days
Method of Computing the Balance for PurchasesAverage Daily Balance (including new purchases)
Annual FeesNone
Minimum Finance Charge$.50
Transaction Fee for PurchasesNone
Cash Advance FeeNone
Late Payment Fee$20.00
Over-the-credit-limit Fee$20.00

The information about the card described above is accurate as of 11/28. The information may have changed after that date. To find out what may have changed, call, or write us at the number or address listed on the Contact Page.

To report Lost or Stolen Credit Cards:
within the US (888) 241-2510
Outside the US (909) 941-1398

To report Lost or Stolen Debit Cards:
941-953-6744 Credit Union # during business hours
1-800-383-8000 After Hours Number