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Closed in Rememberance of Dr. King

Membership Appreciation Week

Picture thanking our members for being a member.

Thank you for your 1st Street Credit Union Membership.

Although we appreciate your membership everyday, we want to take time this week (July 15th) to thank you during our Annual Membership Appreciation Week.

To celebrate, the Credit Union has slashed its auto loan rates by 1.50% for each auto loan category we have.  Plus, depending on your credit, you may be able to stretch out your 1st payment to either 45 or 60 days.  This applies to all auto loans – pre-approvals, refinances from other financial institutions or new purchases of new/used autos.  Internal refinances of existing 1st Street Credit Union auto loans is not applicable.  All loan applications must be submitted this week.  All loans must close by the end of the month for this offer to be in effect.  The only stipulation is automatic payment to the loan.

On Wednesday (July 17th), we would love to have you stop by between 11 am and 1 pm (or until the food runs out) as we have a taco bar setup in the lobby.  Three Peppers on Lemon Avenue will be catering.  We will also be passing out goodies this week and having a drawing(s) for a gift card to thank you for being a member of 1st Street Credit Union.

Reminder – Annual Meeting March 20, 2019

Don’t forget tomorrow’s (3/20/19) annual meeting at the Robert Taylor Community Center.  Doors will open to members at 5:15 pm.

Sarasota Municipal Employees Credit Union’s new name


1st Street Credit Union Logo

On January 1, 2018, Sarasota Municipal Employees Credit Union will officially be known as 1st Street Credit Union!  With a new name and a new community charter, we are ready to move onward and upward.  We look forward to welcoming many new members in the months and years to come.

Remember you can use your existing checks, ATM, Credit and Debit Cards until they expire.  If you are writing a check to the Credit Union, please begin to use our new name beginning on January 1, 2018.

If you have any questions about the name change, please feel free to call or stop by.


1099-INT Instructions for Recipient

If you are signed up for our e-Statements, please click on the link below to find the back of a standard 1099-INT form.  These instructions explain how to read the tax information that appear on your December statement.

Reordering Checks

Reordering Checks Online

Down to your last check and need to reorder them but find it hard to get to the Credit Union?  Don’t worry!  You can now reorder your checks from the comfort of your home.  Click on the image on right-hand side of the website labeled “Reorder Checks Online.”

You will need to know the Credit Union’s routing number (263182150), your account number and the control number (from the reorder form located in your last order of checks). It’s that easy!  


Shared Branching

Shared Branching

Co-op Shared Branching Banner

Co-Op Shared Branching Banner

Beginning on March 1, 2017, you can visit other credit union locations around town or nationwide to access your accounts at Sarasota Municipal Employees Credit Union.  Click on the banner above to find the closest location to you.

Extended Hours

Extended hours have arrived!!!  You can call us up to 8 p.m. M-F and 8 a.m – 5 p.m. on Saturday.

1st Credit Union-Extended-Hours-flyer

1st Street CU Call Center Hours

Mission Statement

The purpose of this Credit Union is to encourage thrift,create sources of credit and provide an oppportunity for its members to use and control their resources.

Notice of Change to the Terms and Conditions of your account with us.

Due to changes in the regulations that govern credit unions or in changes to our services and products, SMECU must update the Terms and Conditions of your account from time to time.  Please click on the following link to read the updated Terms and Conditions of Your Account, presented in a printable PDF format:   Terms and Conditions