keep calm and credit union on
True Car Auto Buying Program True Car Auto Buying Program
Membership Information Become a Member - Share the benefits with your family.


The Credit Union will open its doors early on Wednesday, November 23rd. With most of our members off and the Credit Union closed for Thursday and Friday, we want to give you some additional time to access your funds.

We will open at 10 am and we will close at 5 pm!
Stay safe and enjoy your holiday with family and friends. We will welcome you again at the Credit Union on Monday, November 27th at 8:15 am!

Wednesday, November 23rd

Thanksgiving and Day After Thanksgiving

Closed Thanksgiving and Day After Thanksgiving

Your Credit Union will be closed on Thanksgiving and the Day After Thanksgiving.  We wish all of our members and guest a Happy Thanksgiving.  We hope that you will be surrounded by family and friends.

As a friendly reminder, you will still be able to access your accounts while we are closed.  Please check out our Online Banking, Mobile Banking, ATM, CO-OP Shared Branches and ATMs, credit cards, debit cards and bill pay.

Our office will reopen on Monday at 8:15 am.

Veteran’s Day (Friday, November 12, 2022)

Closed Veterans Day

Veterans Day is for celebrating, recognizing, and honoring the courageous heroes who have served our country, and for that reason, your Credit Union will be closed in observance of this holiday on Friday, November 11.
While our office will be closed, please remember that you can always access your accounts through Online or Mobile Banking, CO-OP ATMs, bill pay, debit cards and credit cards.
Thank you to all who have served this great country! 🇺🇸

Credit Union – Friday Operations

The Credit Union will be open on Friday. We may have to limit withdrawals or services offered until we are fully connected to the Internet and our core system.

As a member benefit, the Credit Union is part of the CO-OP ATM network and the CO-OP Shared Branching Network. To find an ATM or branch location, please visit

Hurricane Ian

1st Street Credit Union is actively monitoring Hurricane Ian and its potential strengthening and impact on the State of Florida. At the current time, all operations are normal.

We plan to close our offices on Tuesday at 2 pm.  The plan is to remain closed on Wednesday as well.  We will be assessing the situation for Thursday and will let you know when a decision has been made.

Our plans are fluid and can change at any time!

The safety and security of our members and employees is our top priority. Please be safe and follow us on Facebook for the latest updates.

Labor Day Announcement

Your Credit Union will be closed on Labor Day.  Even though the office will be closed, you can still access your accounts via our Online Banking Portal, Mobile App, ATM Network (including CO-OP), credit and debit cards.

We will reopen at 8:15 am on Tuesday.

Scorecard Rewards Redemptions (Ends August 15th)

Friendly Reminder – Scorecard Reward redemption period ends on August 15th.  The redemption period was extended from June 30th to August 15th.  A new and enhanced rewards program is coming later this year.  We’ve heard your requests including cash back, which is part of the new rewards program!

To redeem your points, please access the Rewards website:

ScoreCard Rewards – Home

We’ve kept our auto rates low as others have raised their rates!!!

What are you currently paying on your auto loan?  As other banks and credit unions have been raising rates due to the Federal Reserve raising rates, we have kept our rates the same!  However, these rates will not last forever… If you have financed your new or used vehicle with another lender, apply online today to see if we can match or beat your current rate.

Membership Appreciation Day

Member Appreciation Day

When: Friday, July 15, 2022

Where:  1558 1st Street

From:  11 am to 2 pm (or until items last)

 Come Join Us for Free Food, Snacks, Drinks and Giveaways!

Debit and Credit Card Conversions

Debit and Credit Card Conversions

1st Street Credit Union works every day to ensure that our members benefit from the highest quality financial services available.  1st Street has been working on a debit card and credit card conversion since the end of 2021.  Our Credit Union is switching card processing companies and switching our credit and debit card providers from VISA to Mastercard.

(Last Update 7/20/22)

Debit Cards/ATM Cards

Ongoing – For ATM cards, we are still working on the issue of your card accessibility.  Our former processor needs to delete three networks from their system.  We will keep you posted as we work on this high priority issue.

Ongoing – The Publix ATM link is in the final stages of being built and tested between our processors.  The link should be live no later than 8/17/2022.  We will keep you posted as they make progress on re-establishing this link.

In Development – Apple Pay, Google Pay and Samsung Pay will be available in September/October 2022.  We will update the website when these payment options are available.

Credit Cards

You may have noticed a new loan suffix on your account at the Credit Union.  The Credit Union is moving its credit card portfolio in-house.  This will allow you real time access to your credit card information without having to access a 3rd party website.

In Process – Credit cards were issued to members during the last two weeks of May 2022.  If you have not received your card, please contact the Credit Union immediately!

Once you receive your card, with the Mastercard logo, you can begin using your new card.  The Credit Union is currently in the process of moving your existing balances, if applicable, to your new credit card loan suffix.  When the Credit Union has moved your balance over to your loan suffix, your VISA card is closed out and is no longer able to be used for purchases or reoccurring transactions.

You can now access the Scorecard Rewards points website.  The Rewards Points will be expiring on August 15, 2022.  A new and enhanced  rewards program is coming in the 4th Quarter 2022.  

In Development – Apple Pay, Google Pay and Samsung Pay will be available in September/October 2022.  We will update the website when these payment options are available.