Loan Rates effective 3/22/2023.

Product	Annual Percentage Rate *
Autos (2022 – 2024)	4.74% – 16.99%
Autos (2020 – 2021)	5.24% – 17.24%
Autos (2019 and older)	6.49% – 17.99%
Motorcycles (New)	5.24% – 17.24%
Motorcycles (Used)	6.24% – 17.99%
ATVs, Boats, RV, Travel Trailers etc. (New)	5.99% – 17.24%
ATVs, Boats, RV, Travel Trailers etc. (Used)	6.99% – 17.99%
100% Share Secured Loans	add 2.00% – 4.25% to savings or CD rate.
50% Share Secured Loan	6.49% – 14.99%
Note Loan	8.99% – 17.99%
Line of Credit	9.74% – 17.99%
VISA – Rewards	10.99% – 17.99%
VISA – No Rewards	9.74% – 17.24%
VISA – Share Secured	9.24% – 12.99%
Home Equity Loans (up to 80% CLTV)	4.99% – 13.24%
Home Equity Line of Credit (up to 80% CLTV)	5.74% – 11.99%

* Rates are subject to change at anytime.  Please check with the CU for current rate.

* Your rate is determined by your Credit Score, Loan Product and Term of Loan.

* You may be eligible for loan rate discounts based on the following products

and services you have with the Credit Union – e-Statement enrollment, applying

and closing your loan online, automatic payment to the loan etc.

* If you have any additional questions, you can email us at lending@1streetcu.com,

call us at 941.953.6744 or visit us at 1558 1st Street, Sarasota, FL.