Loan Rates

Loan Rates effective 3/5/2021.

Product
Annual Percentage Rate *
Autos (2019 - 2021)2.49% - 14.24%
Autos (2016 - 2018)
2.99% - 15.24%
Autos (2015 and older)
4.24% - 17.99%
Motorcycles (New)
3.49% - 14.99%
Motorcycles (Used)
4.49% - 15.99%
ATVs, Boats, RV, Travel Trailers etc. (New)
4.74% - 14.99%
ATVs, Boats, RV, Travel Trailers etc. (Used)
5.74% - 15.99%
100% Share Secured Loans
add 2.00% - 4.25% to savings or CD rate.
50% Share Secured Loan6.49% - 14.99%
Note Loan
8.99% - 17.99%
Line of Credit
9.74% - 17.99%
VISA - Rewards
10.99% - 17.99%
VISA - No Rewards
9.74% - 17.24%
VISA - Share Secured
9.24% - 12.99%
Home Equity Loans (up to 80% CLTV)
4.74% - 11.99%
Home Equity Line of Credit (up to 80% CLTV)
3.74% - 10.74%
* Rates are subject to change at anytime.
* Your rate is determined by your Credit Score, Loan Product and Term of Loan.
* You may be eligible for loan rate discounts based on the following products
   and services you have with the Credit Union – e-Statement enrollment, applying 
   and closing your loan online, automatic payment to the loan etc.  
* If you have any additional questions, you can email us at lending@1streetcu.com,
   call us at 941.953.6744 or visit us at 1558 1st Street, Sarasota, FL.

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