IDSafeChoice

Up to 10 million Americans become victims of identity theft each year, according to a February 2007 Javelin, Inc. Strategy & Research Survey. That adds up to:

• More than 22,000 victims every day
• Or 15 victims every minute!

As a checking accountholder at 1st Street Credit Union, you are eligible to participate in our IDSafeChoice Recovery Group. For only $1.25 per month – that’s less than $0.05 per day – you and your entire family will receive fully-managed identity recovery services if any of you become a victim of identity theft. This includes coverage for:

• You and your spouse or domestic partner
• Your children under age 25 with the same permanent address
• Your parents living with you, or in a nursing home, hospice or assisted living, or deceased 12 months or less

If you become a victim of identity theft, IDSafeChoice will go to work to restore your credit and your credibility – a process that could save you up to 600 hours of your time. Surveys show that as many as one in four of all victims give up without ever getting back their good name – even after a year of trying on their own.

IDSafeChoice provides you with the reassurance that if identity theft strikes – no matter what the reason – a professional is standing by, ready to restore your good name – no matter how long it takes.

If your identity becomes compromised as a result of a lost purse or wallet, a break-in, lost laptop or notification of your involvement in a data breach, IDSafeChoice can help with a Personal Recovery Advocate, who will:

• Place fraud alerts at the three major credit bureaus for you
• Help you access services to watch for identity theft signs
• Pull credit reports and conduct a threat assessment to determine if any identity theft has occurred

If you become a victim of identity theft, your Personal Advocate will:

• Place fraud alerts at the three major credit bureaus for you
• Provide you with access to credit reports from all three bureaus and review the reports with you to identify fraudulent activity.
• Assist you in completing an Identity Theft Affidavit and Declaration of Fraud to establish your rights as a victim.
• Activate credit monitoring during your recovery to help you watch for additional signs of abuse.
• Contact the Social Security Administration, U.S. Postal Service, Department of Motor Vehicles, etc. as applicable, to address any misuse of official documentation of your identity.
• Research and document all fraudulent transactions and false accounts or contracts signed with creditors, banks, utility companies, leasing agents, medical facilities, etc.
• Follow up to make sure all wrongful activity is reversed and removed from your records.
• Work with local and federal law enforcement to try to stop the criminal or criminals who are using your identity.
• Activate other members of the recovery team to assist when necessary, including professional investigators and legal advisors.
• Provide 12 months of follow-up after your recovery is complete – to be sure you stay recovered!

Also see the Terms and Conditions listed below for additional information about the IDSafeChoice benefits.

If you suspect you are a victim of identity theft, visit us, or call (941) 953-6744.

No registration is required for participation – your participation fee will be debited from your checking account on a monthly basis.

We’re counting on all of our checking accountholders to help support this program – but, you may decline group participation at any time. Call or visit us for details.

You may upgrade your IDSafeChoice coverage to IDSafeChoice Plus for enhanced benefits, including credit monitoring, expense reimbursement and more. Don’t wonder! Let the professionals alert you if there is trouble. To learn more about IDSafeChoice Plus or enroll today, click here.

Additional information can be found on the ID Theft Educational website.

Questions? Call us today.