CUA Rate Tables

Savings RatesEffective Monday, June 5, 2023
APYMinimum
Deposit
Minimum
Balance
PRIME SHARE0.1%$25$100
SPECIAL SHARES0.1% $100
HOLIDAY CLUB0.1% $100
TRADITION IRA SHARE0.1% $100
SHARE DRAFT0%$25$0
MONEY MARKET0.65%$1000$1000
MONEY MARKET0.85%$1000$50000
MONEY MARKET1.05%$1000$100000
MONEY MARKET1.26%$1000$150000
Loan RatesEffective Wednesday, July 24, 2024
Loan TypeRates as low asTerms & Information
New Auto (2019 – 2021 Years) » 6.74% 60 M New Auto Loans
Used Vehicle – 2018 and older » 8.99% 36 M Terms up to 72 Months, Rates based on credit history
New Motorcycle – Up to 72 Mths » 4.49% 60 M New Motorcycle
Used Motorcycle – Up to 72 Mth » 6.74% 36 M Terms up to 48 Months, Rates based on credit history
New Boat – Up to 120 Months » 5.99% 36 M Rates based on credit history
Used Boat – Up to 120 Months » 6.99% 36 M USED BOAT, RATES BASED ON CREDIT SCORE
New RV – Up to 120 Months » 8.99% 36 M Rates based on credit history
Used RV – Up to 120 Months » 8.99% 36 M Rates based on credit history
100% Share Secured Loan » 4.5% 24 M 100% Share Secured Loan, Rate based off Credit Score
50% Share-Secured Loan » 7.49% 24 M 50% Share-Secured Loan
Signature Loans (Personal Ln) » 11.99% 60 M Financing available up to 60 Months.
Line of Credit Loan » 9.74% 24 M Available through electronic means when you need it.
Certificate RatesEffective Wednesday, July 24, 2024
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE1.15%$1000
6 MONTH CERTIFICATE1.21%$75000
6 MONTH CERTIFICATE1.26%$150000
12 MONTH CERTIFICATE2.68%$1000
12 MONTH CERTIFICATE2.73%$75000
12 MONTH CERTIFICATE2.78%$150000
18 MONTH CERTIFICATE3.5%$1000
18 MONTH CERTIFICATE3.55%$75000
18 MONTH CERTIFICATE3.65%$150000
24 MONTH CERTIFICATE4.06%$1000
24 MONTH CERTIFICATE4.11%$75000
24 MONTH CERTIFICATE4.16%$150000
36 MONTH CERTIFICATE3.8%$1000
36 MONTH CERTIFICATE3.85%$75000
36 MONTH CERTIFICATE3.91%$150000
48 MONTH CERTIFICATE3.55%$1000
48 MONTH CERTIFICATE3.6%$75000
48 MONTH CERTIFICATE3.65%$150000
60 MONTH CERTIFICATE3.29%$1000
60 MONTH CERTIFICATE3.34%$75000
60 MONTH CERTIFICATE3.39%$150000
6 MONTH IRA CERT1.15%$1000
6 MONTH IRA CERT1.21%$75000
6 MONTH IRA CERT1.26%$150000
12 MONTH IRA CERT2.68%$1000
12 MONTH IRA CERT2.73%$75000
12 MONTH IRA CERT2.78%$150000
18 MONTH IRA CERT3.5%$1000
18 MONTH IRA CERT3.55%$75000
18 MONTH IRA CERT3.6%$150000
24 MONTH IRA CERT4.06%$1000
24 MONTH IRA CERT4.11%$75000
24 MONTH IRA CERT4.16%$150000
48 MONTH IRA CERT3.55%$1000
48 MONTH IRA CERT3.6%$75000
48 MONTH IRA CERT3.65%$150000
60 MONTH IRA CERT3.29%$1000
60 MONTH IRA CERT3.34%$75000
60 MONTH IRA CERT3.39%$150000