Loan Rates effective 3/22/2023.
Product
| Annual Percentage Rate *
|
| Autos (2022 – 2024) | 4.74% – 16.99%
|
Autos (2020 – 2021)
| 5.24% – 17.24%
|
Autos (2019 and older)
| 6.49% – 17.99%
|
Motorcycles (New)
| 5.24% – 17.24%
|
Motorcycles (Used)
| 6.24% – 17.99%
|
ATVs, Boats, RV, Travel Trailers etc. (New)
| 5.99% – 17.24%
|
ATVs, Boats, RV, Travel Trailers etc. (Used)
| 6.99% – 17.99%
|
100% Share Secured Loans
| add 2.00% – 4.25% to savings or CD rate.
|
| 50% Share Secured Loan | 6.49% – 14.99% |
Note Loan
| 8.99% – 17.99%
|
Line of Credit
| 9.74% – 17.99%
|
VISA – Rewards
| 10.99% – 17.99%
|
VISA – No Rewards
| 9.74% – 17.24%
|
VISA – Share Secured
| 9.24% – 12.99%
|
| Home Equity Loans (up to 80% CLTV) | 4.99% – 13.24% |
Home Equity Line of Credit (up to 80% CLTV)
| 5.74% – 11.99%
|
| * Rates are subject to change at anytime. Please check with the CU for current rate. |
| * Your rate is determined by your Credit Score, Loan Product and Term of Loan. |
| * You may be eligible for loan rate discounts based on the following products |
| and services you have with the Credit Union – e-Statement enrollment, applying |
| and closing your loan online, automatic payment to the loan etc. |
| * If you have any additional questions, you can email us at lending@1streetcu.com, |
| call us at 941.953.6744 or visit us at 1558 1st Street, Sarasota, FL. |
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