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Credit Union ATM Cash Withdrawal Limit Increased

We wanted to share with you some great news! We have increased the cash withdrawal limit for our members at our ATM (located at 1558 1st Street). You can now withdrawal up to $500 from your account (based on your available amount).

Membership – Annual Meeting

Annual Meeting Banner

Friendly reminder – The Credit Union’s annual meeting is scheduled for Wednesday, August 25, 2021 at 5:30 pm at the Sahib Shriner’s Center on Beneva Road. You can either attend in-person or via MS Teams. We will have light refreshments but no prizes this year.
We are requiring reservations this year so that we can plan accordingly and maintain social distancing.
Please call Deb at 941.953.6744 ext. 109 to make your reservation.

Need a Line of Credit Loan? Don’t go to Wells Fargo….

Line of Credit Image

Wells Fargo is no longer offering Line of Credit (LOC) loans to its clients as announced on CNBC yesterday.  If you have a LOC with them, you will be receiving a letter informing you that your LOC is now closed.

The good news is that 1st Street Credit Union offers a LOC loan with competitive rates.  Ditch your bank and see the difference at the Credit Union.  We make applying easy – Apply online or in-person.

Office Closed – Monday, July 5, 2021

July 5th Office Closure

The Credit Union’s lobby will be closed in observance of Independence Day on Monday, July 5, 2021.  We want to wish everyone a safe and happy weekend!

Our lobby will re-open on Tuesday, July 6, 2021 at 8:15 am.  Don’t forget that you still have access to your funds 24/7 with our mobile app, online banking, bill payment services, ATM (at the Credit Union), 5/3 Bank ATMs and Publix Presto ATMs, credit cards and debit cards.


Mobile 5.0 is now available!

Our latest Mobile App (5.0) is now available for you to update either in the Apple or Google store. There are so many updates to our latest app. Download now to discover all the new features that we are excited about!

Mobile Phone Picture

Shared Branching Locations

CO-OP Shared Branching Logo

Summer is here!

No matter where you are traveling to this summer, 1st Street Credit Union will be there!  Access your Credit Union accounts at over 5,400 locations in the United States, thanks to Shared Branching.  What is Shared Branching?  Shared Branching is a national network of Credit Unions that share facilities to give you convenient locations to perform transactions just as if you were here in Sarasota at 1st Street Credit Union.  At shared branching locations, you are able to perform the following transactions:

  • Make Deposits
  • Withdraw Funds
  • Transfer Funds
  • Make Loan Payments

All you need is to know your account number (refer to your membership card) and your photo ID.  To find the closest “CO-OP Shared Center” closest to your location, please click here.

Car Rates as low as 1.74%

Get a Loan Now image

Now is the time to get pre-approved or refinance your auto loan!  You may be eligible for a rate as low as 1.74% (depends on the year of vehicle, credit score, direct payment to the loan etc.).  Apply online or come in and see us today.  We want to save you money!

1st Street Credit Union – Loan Application (

Extended Warranty Savings

Route 66 Extended Warranty PictureRoute 66 Extended Warranty has saved one member $3,479.18 in repairs on their 2011 BMW 3 series vehicle in March.  The member had no co-pays or deductibles to pay!!!  When financing or re-financing your auto loan with the Credit Union, ask us about our Extended Warranty product!  We will save you money compared to the warranty sold by the dealerships.  Click on the link below to see the savings for our member by having the Extended Warranty!

Extended Warranty Savings

Your Credit Union has dropped it’s rates on Auto Loans, Motorcycles, Boats, RVs, ATVs etc.  These rates are for both new and used purchases and refinances from another Financial Institution!  You can find our rates by clicking here

New Auto Rate 2.49% for 60 months

In addition to our lower rates, you will be entered into our monthly drawing for a Gift Card!  Apply today online, in person or by calling us.

President’s Day

Image of Presidents Washington and Lincoln
We are closed for President’s Day on Monday, February 15, 2021.
Although we will be closed, you can still access your accounts using our online and mobile apps, credit and debit cards and telephone banking.
Stay safe and we we will be open normal hours on Tuesday, February 16, 2021.