The Credit Union offers a Visa account with low interest rates. 1st Street Credit Union’s Visa is an excellent value, offering the following benefits:
- 10.9% Annual Percentage Rate
- No Annual Fee
- Interest Free Grace Period on Purchases
- Worldwide Acceptance
- Same Rate For Cash Advances
To apply, click here to apply online and a loan officer will contact you with approval or click here to download the application to bring into our office.
VISA Credit Cards
Credit and Solicitation Disclosure
Annual Percentage
Rate (APR) for purchases10.9%
Cash Advance APR 10.9%
Grace Period for Repayment of Balances or Purchases 25 days
Method of Computing the Balance for Purchases Average Daily Balance (including new purchases)
Annual Fees None
Minimum Finance Charge $.50
Transaction Fee for Purchases None
Cash Advance Fee None
Late Payment Fee $20.00
Over-the-credit-limit Fee $20.00
The information about the card described above is accurate as of 11/28. The information may have changed after that date. To find out what may have changed, call, or write us at the number or address listed on the Contact Page.
To report Lost or Stolen Credit Cards:
(800) 338-0566
(800) 991-4961 After Hours Number
To report Lost or Stolen Debit Cards:
941-953-6744 Credit Union # during business hours
1-800-528-2273 After Hours Number
Equal Housing Opportunity