1st Street Credit Union offers a full range of loan programs to fit all of your borrowing needs. You loan payments can be made by automatic account deduction or coupon repayment.
Personal loans are a cost-effective alternative to credit cards. Your Credit Union can offer member loans as low as $100 and up to $20,000 – a program to fit everyone’s needs.
Personal loans are also an excellent product to help younger people establish a credit history. It is also a better alternative for people who have had difficulty with using credit cards in the past.
Share Secured Loan
Share Secured Loans are an option for your financial needs. For example, if you have imperfect credit and needs to borrow money, or you want to get the lowest possible rate for a loan, a Share Secured Loan could be the solution for you! With a Share Secured Loan, you use your savings account as collateral. The rates are low and the terms are flexible – apply online now.
With our low interest rates and flexible terms, we can save you money on your next vehicle purchase. So before you go shopping for your new auto, motorcycle or RV, apply online for a pre-approval. You will be treated with fast and friendly service from our loan department staff.
Looking to buy a new computer for your home? Want to get your child or grandchild a computer for college? Your Credit Union has a special loan program just for you. Contact the Credit Union for more details.
Get ready to sail away. If you have been looking to get that special boat for your weekend getaways, 1st Street Credit Union can help. Whether new or used, your Credit Union can finance your sunny dreams at an excellent rate. Complete an online application today to get started.
Line of Credit
Line of Credit is another option for overdraft protection. Once your application is approved (qualifications do apply), the line of credit is available to you. If you a check clears your checking account that exceeds the balance, the overdraft protection will attempt to take funds from your savings account to cover the balance (except the $25 minimum requirement). If there is not enough money in your savings, money will then be transferred from your line of credit in increments of $100. A 1st Street Line of Credit will provide you with peace of mind and protect your from costly NSF fees. Your Line of Credit can also be a source of instant money in case of emergency. Apply online today and get a safety net for your finances.